Short-Term Medical

Short-Term Medical Policies

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Over 45 Years of Experience

Family and Locally Owned

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Bridging the Gap Between Coverage

In between jobs or coverage? Don't get caught without coverage! Short-term medical can bridge the gap between coverage. Let ADH Insurance Agency, Inc help you. Short-term medical coverage covers incurred medical expenses for gaps in coverage. It’s only recommended for coverage of 60 days or less. Please note that short-term medical plans are not ACA-compliant and do not cover pre-existing conditions.


To learn more or for a FREE quote, call (847) 697-0104 today. Se habla español.

Serving the Insurance Needs of the Community Since 1986

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FAQs About Short-Term Medical Insurance

  • What is short-term medical insurance?

    Short-term medical insurance is designed to bridge the gap in health care coverage in times when you do not have other coverage options. Let us help you avoid the costly mistake of having no insurance in that gap. Call us today.

  • Why would I need a short-term medical policy?

    Short-term medical is perfect for situations where coverage is needed while waiting for other coverage to start. Some examples of these situations include loss of job, divorce, or an alternative to COBRA coverage. Coverage is typically not recommended for over 60 days. We can help get the necessary coverage you need.

  • Do short-term medical policies meet ACA requirements?

    No, Short Term health insurance plans are NOT MINIMUM ESSENTIAL COVERAGE under the ACA, and you may face a tax penalty for not carrying health insurance. Please see details regarding minimum essential coverage by clicking here.

  • How soon can I get covered?

    We can start your coverage as soon as tomorrow. Call us today.


  • Can I keep my current doctor?

    You can check United Healthcare’s Choice network by clicking here to see if your current doctor is a member of the network.

  • Are prescriptions covered?

    Prescriptions are covered under some plans offered by UnitedHealthcare. Let us help you understand which plan will work for you.

Reviews

Free Short-Term Medical Quotes

Quotes can be provided to you within 24 hours.

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(847) 697-0104

(847) 697-0104

Ryan is absolutely the best! She is always so friendly and helpful. She does a great job explaining things and finding the answers you need. She helped my mom with an insurance issue that we were trying to fix on our own for months. When we finally reached out to Ryan, she took care of everything for us. The matter was resolved on the next business day. Definitely recommend!

- Helena Kedrok, Google Review

Learn More About ADH Insurance Agency, Inc

Located at 2521 Technology Drive, Suite 204, Elgin, IL, ADH Insurance Agency, Inc specializes in health, life, annuity, short-term medical, dental and vision insurance. Free quotes. Over 45 years of experience. Family and locally owned. Call today.

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